ENTREPRENEUR TO OUR CHILDREN

Forming a business or trade is a decision that should be well studied and advised by expertos.Debemos work it from a business idea and make a projection of the investment that we will need and turn it into a business project.We should note that we parents as we are of the analogue era and our children of the digital age it is difficult to understand and maintain empathy with them, and many of us are not  entrepreneurs, we are usually dependents ie employees public or private sector and are not easy to change our thoughts and attitudes. This is further complicated in developing countries, such as Peru, Andean villages we where there need to generate their own jobs, they are just in a state of subsistence and poverty. The question being asked, Will our children to one day be entrepreneurs or traders? For example if we have a son of 18 years, who belongs to the upper or middle class will generally be studying a career in any national or private university, these young people can undertake any business or company, but it will be their decision which the start, they would happy to start a business, say they would organize, administer your time, be more responsible, take advantage of the opportunities it gives the university, I would like someone to guide you and your parents will remember so they are not reported Infocorp Peru, by default. However, for a young poor and extreme poverty is complicated lot, because usually they are not studying at a university and have no idea of ​​what they will be in their lives, although there are exceptions for those who are recipients of the scholarship 18.Our children, as ever started a business or company, it took loans have a clean credit record, they might get a loan but require an endorsement, then that we as parents can help our children by presenting the payslips of where we work and see that we are subject to credit. When I give the amount of credit check to purchase supplies and materials that you require for your business idea, check that the fees paid on time are committed. Prevent Infocorp are in Peru, which "is the specialized service free of debt reports, financial statements and credit history. This service is aimed at companies and institutions in the financial sector, basically to check the levels of credit exposure have some person "Exporting Peru.

In the case of poor youth, their parents may have land for farming planting can work as cereals such as maize (Zea mays), maca (Lepidium meyenii Walp) which when harvested and give its price increase added value, such as into flour, or you can grow quinoa (Chenopodium quinoa), amaranth (Amaranthus caudatus) and then package it, I mentioned these plants because there is experience in the form of seed, and these plants are trading at high prices and are easy to market them. Loans are made based on the seeding and harvesting, for example there Huamanga Agrobanco, which provide bank loans for the planting and harvesting, there is an engineer that would control the entire process from the planting to harvesting and so the borrower agreed to pay fees, one of the requirements they ask for is the ownership of the land, then here come to carve parents as guarantors for their childrenWe must remember that either bank loans, municipal funds be used for materials, supplies and equipment and not on anything else because there can routinely puts. As an example a few years ago the government lend money to farmers to work the land, many of them bought auto and therefore failed and became delinquent because they could not pay the debt. The date is observed that young people take bank loan to buy clothes, shoes, phones, televisions, consumption in restaurants and for not paying their dues have been reported to Infocorp Peru, so pay debts for about 5 years may not make loans.As an example, I developed food processing methods using the materials, tools and equipment you have at home, so that products can be developed with hygiene and quality. I got good results. When the product has been positioned better and there is more demand, then we can buy larger equipment.The recommendations could mention to succeed in business it is important to maintain quality, hygiene, choose and have empathy with clients, carefully choose our partners, punctual delivery, formalization of enterprises (granting tickets and / or invoices ), perseverance, and pay the corresponding taxes. These recommendations are to avoid being ripped off and lead us to bankruptcy.In conclusion entrepreneur do to our children is a difficult task, so we must be persistent in advising our children to take care your credit record and your business or company